Dave Baker, President of Newstart Canada believes that people come first! The vision began with a co-worker (Paddy) of Dave’s who had recently immigrated from Ireland and desperately needed a car. With no credit history, the bank would not lend Paddy a penny. Without knowing it, Dave was about to finance his first customer. Together they went to the car dealership, picked out a car that Paddy could afford and Dave financed the loan. Since that day, Dave spent the next 30 years (and still counting) helping to change people’s lives.